Monsoon brings calm and tranquillity after the hot and scorching summer. It is a beautiful time of the year, and people eagerly wait for the first showers of monsoon. However, there is an ugly side to the beautiful rains
Until a few years ago, buying a health insurance policy was a long-drawn process. One would have to visit branches or rely on agent recommendations to understand health plans and select the right one. But today, we can get a
Murphy’s law states that anything that can go wrong, will go wrong. As far as irony is considered, one thing that we can say for sure is that life is uncertain. Tragic incidents, unplanned emergencies and unfortunate mishaps are never
Practising yoga on a regular basis has plenty of positive effects on us, not just spiritually and mentally but health-wise as well. The health benefits associated with yoga is something now the whole world knows about. Besides helping you burn
Donating a pint of blood in blood donating camps certainly makes us feel so good about ourselves. As blood cannot be made or manufactured, therefore its value is something we all know. Cancer patients, patients undergoing surgery, and accident victims
Health issues may catch you off guard at any time. At times such as these, health insurance can come to your aid. A health insurance plan can help you focus on your treatment and recovery rather than worrying about finances.
Happiness is a state of mind that reflects well-being on all fronts – be it physical, mental or financial; not just of your own but also of your family. Of course, there is no way to guarantee that you and
You may be doing everything right to stay healthy; like eating clean and exercising right. Even then, a medical emergency can arrive unannounced. Hospitalisation and treatment at such times could be a financial burden if you are not prepared. The
As natural calamities like cyclones, storms and hurricanes are hitting the coastal parts of India more frequently, it has turned out to be even more important to prepare ourselves in every possible way. Most importantly, storms are getting more severe
Stocks, mutual funds, bonds and fixed deposits are common investment avenues that can help you increase your wealth. But there is another avenue that requires your attention: health. Good health is the single most-valuable asset one can have. Only when
Urbanisation in India has been growing by leaps and bounds. It stood at 27.81% in 2001 and reached 34% in 2017 People are steadily moving from rural areas to urban cities for jobs and a better quality of life. Most
Advances in medical technology have resulted in a longer average lifespan for people. But at the same time, sedentary lifestyles, high stress, desk jobs and minimal physical exercise have exposed a larger number of people to health hazards. These days,
“There’s nothing more important than our good health – that’s our principal asset.” – Arien Specter We take great care in protecting our assets like money, property or jewellery. Why should we leave our health behind? After all, it is
‘Health is Wealth’ is a well-known adage. However, in terms of insurance, ‘covering your health can even save your wealth’. But as is with most people, you may think you don’t need insurance since you are in the pink of
With medical inflation in India increasing at the rate of 12-15% annually, any medical emergency can deplete your savings. Thus, the primary reason to buy health insurance is to safeguard against financial woes and ensure private healthcare for you and
When you have the advantage of age on your side, you seldom stop and think of the adversities you may face. Health risks are a part of life and come unannounced, but one can prepare for such uncertainties by investing
According to a report by the World Health Organisation (WHO), India is the most depressed country in the world, followed by China and the United States of America. The report further states that India, China and the U.S. are the
New beginnings are always a reason to celebrate. This festive season that marks the beginning of the new year in many parts of our country, brings with it memories to cherish and hope for a brighter and better future. These
We Indians are known for our desire for more. Holi is the perfect example of this, where we decide that there can never be enough colour and continue to fill our land, sky and self with more happiness. So this
Roti, kapda, aur makaan. These are the three elements we thought we need for survival. But guess what, it is high time for an update. In the 21st century, health insurance is the fourth necessity. And no, your age is
Congratulations for leading a healthy lifestyle! After all, good health is considered to be one of the greatest gifts in life. You can follow your passions more easily with a good health. A happy life, too, becomes more possible. That’s
These days, most people have a Netflix account. But before you start binge-watching your favourite movies and TV shows, you need to choose a subscription plan. For instance, the base plan (cheaper plan) offers lower streaming quality and fewer benefits.
Humans are hardwired to protect themselves against perceived danger. It could be something as simple as your daily dose of multivitamins to preserve physical health. But do you protect your financial health? There is no magic pill. But a health
Here is a question for you. Milk and dairy products are a good source of nutrition. So, do you stop consuming fruits if you consume enough dairy? No, you do not. Both dairy products and fruits are health foods. Each
Health insurance is one of the benefits you get while working in a good company. In case of medical issues, this cover can be quite useful to meet your expenses. However, it is important to remember that employee health insurance
Health insurance is godsent during a medical emergency. That’s the main reason why you get a health cover. But there are chances the insurer is sometimes compelled to turn down your insurance claim. This despite you having an insurance cover.
Imagine that you wish to purchase a car. You decide to visit a car showroom. There, you can find different types of cars: hatchbacks, sedans, SUVs, sports cars and so on. All of them come under the category of cars.
It is always a great thrill to travel to distant lands. Going out with your family and visiting exotic locales can be one of the richest experiences of your life. You get to meet new people and discover new cultures.
Nobody wants to visit the hospital unless it is absolutely necessary. But when they do, people would like the best care possible. With the rise in medical costs, health insurance is one of the best ways for people to avail
Cupcakes and muffins are both one and the same, right? Wrong. Cupcakes have icing while muffins don’t. This is a small but important difference but many people confuse between the two. Same is the case with health insurance and life
The human mind, it is said, has amazing processing power. Estimates say that it can make 38,000 trillion operations per second. But you may not like to trouble your mind or test yourself beyond the math you learned in school
Data shows that only 21.62 crore people or 17% of the Indian population have health insurance. This is a low figure considering the sharp rise in medical costs over the recent years. People avoid buying health insurance for many reasons.
A government spends crores to build a flyover. It’s inaugurated with much fanfare. Citizens enjoy the smooth ride, until, one day, it comes crashing down. Lives are lost and many are maimed. After a review, engineers figure out that despite
You would not buy a house on your friend’s word. Such an investment requires careful thought and extensive research. Similarly, health insurance is an investment for your health. It is your protection against inflation and high medical costs. Before you
Most of us have been out for a group lunch with friends or colleagues. Everyone enjoys the food and, in the end, they split the bill among themselves. Income tax is akin to a group lunch. Here, each person who
The use of digital wallets is on the rise. Add money to your digital wallet and you can avoid the hassle of carrying cash. Using the money in your digital wallet you can shop online, book a taxi, and even
In the age of online shopping, it is practically a sin to buy the first item you see. These days, people spend a lot of time comparing prices (between the multitude of online shopping websites) and potential benefits for something
You hop into an Uber on your way to the office. Forgotten to carry cash? Your online wallet will cover the cost of the commute. No need for any cash to change hands. How people make day-to-day payments is changing
The fast bowler runs up and throws the final ball. This has been a nail-biter of a cricket match. The batsman needs two runs to win. The ball whirrs down the pitch as the batsman takes aim. But he swings
Siblings often share clothes. It is economical and convenient. But then, one sibling goes out in the brand-new denim jacket you wanted to. Not so convenient now, is it? It’s the same with health insurance. Your whole family might be covered under
The Greeks believe that Zeus is the god of the sky and the ruler of the Olympians. The story of how he became the lord of the universe is quite exciting. But all said and done, it is mythology. Unfortunately,
It helps to have a Plan B in place at every stage in life. If Plan A doesn’t work out as you imagined it would, you still have something to fall back on. Similarly, a critical illness insurance plan is
The soccer game is on, in full swing. The score is 1–0. The home team scored in the first few minutes of the game. Ever since, the visiting team has gone into attack mode. They’ve had many near-goals too. But
Why you need Health Insurance. Ancient Japan used to be wrecked by tsunamis. So, the people began to use tsunami stones as level markers. These stones warned builders not to create homes below a certain level. Build below that level
Well, Superman doesn’t need health insurance. He might be a reporter by day, but the Man of Steel has no need for healthcare. Just keep the kryptonite away from him. But it’s a whole other story for everyone else. A
Remember multiple-choice exams back in school? You went tick, tick, tick, tick, until one or the other question left you stumped. Making the right choice was super-important back then. A wrong answer would hurt your overall test score. And that
Most people find the idea of paperwork scary. It conjures up images of a long fruitless time spent in creating a paper trail. Often, this image scares us off the idea of filing health insurance claims. But filing a claim